Money, cards and MobilePay
Denmark pays in Danish kroner, not euros, and most payments are made by card or phone. Currency, cash rules, MobilePay limits and fees, Dankort, ATMs and tipping.
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Can a scam call show your bank's real phone number in Denmark?
Yes, scammers can change the number your phone shows, so a call can look as if it comes from your bank or the police, and a foreign number can look Danish.
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How do you block your MitID if you think it has been misused?
You can block your MitID temporarily yourself through the self-service on mitid.dk.
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Should you approve a MitID request that you did not start yourself?
No.
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Is it safe to share a MitID QR code or a screenshot of it with someone?
No, you should never share a MitID QR code with anyone, neither by sending a screenshot nor by sharing your screen.
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Do you have to read Digital Post in Denmark?
Everyone aged 15 or over with an address in Denmark receives Digital Post from public authorities and has a duty to read it.
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Can the bailiff take your things for an unpaid debt in Denmark?
A creditor can send an unpaid debt to the enforcement court (fogedretten), which mainly handles simple cases where there is no doubt about the debt, such as a settlement, a judgment or a debt certificate.
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Can you be registered in RKI for an unpaid bill in Denmark?
A creditor can report an unpaid debt to a credit information agency such as RKI or Ribers (Experian), whether or not you accept the debt.
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What should you do if you get an inkasso letter for a debt you do not owe?
If you do not owe the money, say so clearly in writing to both the company and the collection firm, and keep objecting in writing if they continue.
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What is a debt collection company not allowed to do in Denmark?
A debt collection firm in Denmark must be authorised and must follow good collection practice (god inkassoskik) under the Debt Collection Act.
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Do you get a warning before a debt goes to inkasso in Denmark?
Before debt collection costs can be added, the company must notify you of the claim and give you a deadline of 10 days to pay the amount.
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When does late payment interest start to run in Denmark?
Late payment interest is due from the due date if that date was set in advance, for example on an invoice with a fixed payment date.
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What is the late payment interest rate (morarente) in Denmark?
Late payment interest (morarente) is an annual rate equal to the reference rate plus 8 percentage points.
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What happens if you pay Udbetaling Danmark too late?
If you miss a payment deadline, Udbetaling Danmark sends a reminder with a fee of 250 kr (2026), and after that it adds no further fees or interest itself.
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Do you have to pay the first bill yourself when you sign up for Betalingsservice?
Yes, the first bill under a new Betalingsservice agreement must always be paid manually.
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How do you reject or stop a Betalingsservice payment?
A single Betalingsservice payment can be rejected in the BS App or in your netbank, and amounts can be rejected up to and including the 7th of each month.
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Should you close your Danish bank account when you leave Denmark?
Not right away.