Money, cards and MobilePay
Denmark pays in Danish kroner, not euros, and most payments are made by card or phone. Currency, cash rules, MobilePay limits and fees, Dankort, ATMs and tipping.
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Can you be charged a card fee in Denmark with a card from outside the EU?
Yes, it can happen.
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Is Visa or Dankort used more in Denmark?
Visa and Mastercard cards are now used more than Dankort in Denmark.
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What is Dankort and where can you use it?
Dankort is the Danish national payment card, launched in 1983 and issued by Danish banks.
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Can you use MobilePay in Finland?
Yes, MobilePay is used in Finland as well, where about 2.9 million Finns have it, and the app carries the MobilePay name in Denmark, Finland and Greenland.
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How do you request money on MobilePay?
In MobilePay you can request the same amount from one or more people, or split an amount between yourself and others.
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How do you pay in a shop with MobilePay?
With Tap with MobilePay you hold your phone close to the card terminal, and after a moment you get a green screen with an approval.
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Can a shop in Denmark charge a fee for paying with MobilePay?
Under the Danish Payments Act (betalingsloven, section 121), a fee for paying with MobilePay must not be higher than the shop's own cost of the payment.
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How much does MobilePay cost for businesses in Denmark?
As of November 2026 a MobilePay number for physical sales costs 0.99 % per transaction, with no fixed monthly price and no setup fee.
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What are the MobilePay limits for children under 15?
As of November 2026 a child under 15 can send at most 4,000 kr to the same person within 24 hours and 7,500 kr in person-to-person transfers over 7 days.
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Can you send money abroad with MobilePay?
Yes, you can send money from MobilePay to mobile numbers in Sweden (+46), Norway (+47) and Finland (+358): type the number with the country code, pick the person and enter the amount.
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Can the bank take back a MobilePay payment?
It depends on the case: a transfer you made yourself to the wrong person cannot be pulled back by MobilePay.
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What do you do if you send MobilePay to the wrong person?
A MobilePay transfer reaches the recipient straight away, and MobilePay has no way to pull it back once it has been sent to the wrong phone number.
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Can tourists and foreigners use MobilePay in Denmark?
Most short-term visitors cannot create MobilePay, because sign-up in Denmark needs a Danish CPR number (not an administrative one) and MitID.
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Can you get MobilePay without MitID?
No, as of November 2026 an adult cannot create MobilePay without MitID.
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Who owns MobilePay?
MobilePay started in Denmark in 2013, and on 1 November 2022 it merged with the Norwegian app Vipps.
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Can you still use the 1,000-kroner note in Denmark?
No.