Money, cards and MobilePay
Denmark pays in Danish kroner, not euros, and most payments are made by card or phone. Currency, cash rules, MobilePay limits and fees, Dankort, ATMs and tipping.
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Can you pay by card in Denmark if the payment system goes down?
Often yes.
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How many people use MobilePay in Denmark?
MobilePay was launched in 2013 and has more than 4.6 million users in Denmark.
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How often do Danes pay with cash in shops?
In 2025 cash was used for 9 % of payments in physical shops in Denmark, down from 11 % in 2023 and 23 % in 2017.
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How do you check if an investment company is allowed to offer its services in Denmark?
Check that the company is listed in the company register of Finanstilsynet, the Danish Financial Supervisory Authority, at virksomhedsregister.finanstilsynet.dk.
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Who pays if your payment card is misused in Denmark?
As a rule the card issuer pays for misuse by others, unless you acted irresponsibly yourself.
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How do you block a lost or stolen payment card in Denmark?
Block the card as fast as you can by calling your bank or Nets.
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Which days are banks closed in Denmark in 2026?
In addition to weekends and public holidays, there are days when Danmarks Nationalbank and banks in general are closed.
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How fast does a bank transfer arrive in Denmark?
In 2026 instant transfers (straksoverførsler) between Danish bank accounts have an upper limit of 500,000 kr and can be made around the clock on every day of the year, for example from a netbank or a mobile payment.
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How much can a company charge for a payment reminder in Denmark?
In 2026 a company may charge a reminder fee (rykkergebyr) of at most 100 kr for each reminder letter.
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What is Betalingsservice in Denmark?
Betalingsservice is the Danish service that pays recurring and one-off bills, such as subscriptions, memberships, insurance, loans and fees, directly from a bank account you choose.
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Is your money protected if a Danish bank fails?
Yes, up to a limit.
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What is a NemKonto in Denmark?
A NemKonto is not a special account but one of your ordinary bank accounts, Danish or foreign, that you choose for public payments.
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What documents do you need to open a bank account in Denmark?
As a starting point the bank needs your name and your CPR number, and it must be able to check them against a document such as a passport, national ID card, driving licence or health insurance card.
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Do you tip in Denmark?
Tipping is not a tradition in Denmark, and nobody expects it.
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Is cash still accepted in Denmark?
Cash is accepted in most places in Denmark, but the country is highly digital and many people pay by card or phone.
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Can you pay with euros in Denmark?
The currency in Denmark is the Danish krone (DKK), written "kr.", and the euro is not an official currency here.