Money, cards and MobilePay
Denmark pays in Danish kroner, not euros, and most payments are made by card or phone. Currency, cash rules, MobilePay limits and fees, Dankort, ATMs and tipping.
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What is chargeback and when can you get your money back in Denmark?
Chargeback means that your bank returns money that was taken from your payment card.
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What should you do if your card is lost or stolen in Denmark?
Contact your bank as soon as you notice the card is missing and ask it to block the card.
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Can shops in Denmark charge a fee for paying by card?
No, in most cases a shop may not charge a fee when you pay with a payment card.
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Is there a fee on MobilePay?
As of November 2026 sending money to friends is free up to 4,000 kr to the same person within 24 hours.
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How old do you have to be to get MobilePay?
A child can get MobilePay from age 7, but a parent or guardian has to set it up from their own MobilePay profile under "Tilføj barn".
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How much can you transfer with MobilePay per day and per year?
As of November 2026 a private MobilePay user can send up to 50,000 kr per day and up to 100,000 kr per week to other private users.
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Can you pay with cash on the bus in Denmark?
Often, yes.
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How much cash can you deposit in a Danish bank?
As of November 2026, Danish law sets no fixed maximum for how much cash a private customer may deposit.
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Do shops in Denmark have to accept cash?
Yes, in most cases.
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Where can I find the official exchange rate of the Danish krone, for example to USD?
Danmarks Nationalbank publishes 31 exchange rates every day on nationalbanken.dk, each shown as the price in Danish kroner for 100 units of the foreign currency.
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Does Denmark use the euro?
No, the currency of Denmark is the Danish krone, not the euro.
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What currency does Denmark use?
Denmark uses its own currency, the Danish krone, with the code DKK.
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What is the Danish Payments Council?
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012.
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When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
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How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.
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How common are instant payments in Denmark?
Instant payments have been available in Denmark since 2014 and work 24 hours a day, 365 days a year.