How much cash can you deposit in a Danish bank?
Deposit limits and the duty to know you
Short answer
As of November 2026, Danish law sets no fixed maximum for how much cash a private customer may deposit. Your bank must, however, know its customers, and it asks how much cash you expect to deposit when you open the account. A large deposit that does not match what the bank knows about you will typically lead to questions about where the money comes from and a request for documentation. For a basic payment account, the bank may limit cash deposits as a way to reduce risk.
Why
- Banks must prevent money laundering under the anti-money laundering act.
- Your expected cash use is part of the customer profile.
- Unusual deposits must be checked, not automatically refused.
Details
If you do not give the bank the information it asks for, it may have to stop carrying out transactions for you.
Tip
Before a large deposit, call the bank and have papers ready, such as a sales contract or an estate statement.
What may differ
Each bank sets its own practice and may have its own limits for deposits at machines.
Common misconception
It is illegal to deposit more than 15,000 kroner in cash at a Danish bank.
What actually happens
The 15,000-kroner ban applies to businesses taking cash payments, not to deposits at your own bank.
People also ask
- Why does a Danish bank ask where my cash comes from?
- How do you deposit cash in a Danish bank?
- Is there a limit on cash between private persons in Denmark?
Sources
This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.
Practical infoRelated questions
-
What is the Danish Payments Council?
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012.
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Can you pay by card in Denmark if the payment system goes down?
Often yes.
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When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
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How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.

