What is the Danish Payments Council?
The forum behind Danish payment rules of thumb.
Short answer
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012. It has 13 members, among them the Danish Financial Supervisory Authority, Finance Denmark, Vipps MobilePay, Nets, Mastercard and Visa. A member of the Board of Governors of Danmarks Nationalbank chairs the Council, and Danmarks Nationalbank runs the secretariat. The Council meets at least twice a year and works for efficient and safe payments for citizens, companies and banks.
Why
- It brings authorities, consumers and payment companies together.
- It issues statements and recommendations.
- It works for better payment statistics in Denmark.
Details
On 13 April 2026 the Council published a status report on the card payment contingency, which lets adults with Danish cards pay offline for at least a week in most nationwide grocery chains.
Tip
The reports of the Council are published on nationalbanken.dk, so look there for its latest recommendations on payments.
What may differ
The list of members can change over time.
Common misconception
The Payments Council sets binding rules that shops must follow.
What actually happens
It is a forum that issues statements and recommendations, which the parties can choose to implement.
People also ask
- What does Danmarks Nationalbank do?
- Can you pay by card in Denmark if the payment system goes down?
- Can shops in Denmark charge a fee for card payments?
Sources
This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.
Practical infoRelated questions
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Can you pay by card in Denmark if the payment system goes down?
Often yes.
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When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
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How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.
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How common are instant payments in Denmark?
Instant payments have been available in Denmark since 2014 and work 24 hours a day, 365 days a year.

