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Is there a fee on MobilePay?

What private users pay in 2026.

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Short answer

As of November 2026 sending money to friends is free up to 4,000 kr to the same person within 24 hours. Above that, MobilePay charges 1 % only on the part over 4,000 kr, so sending 4,100 kr costs a fee of 1 kr. Sending money abroad costs 4 % of the amount. Paying shops, webshops and other businesses with MobilePay is free, whatever the amount, also when you pay a business abroad.

MobilePay limits and fees

Why

  1. Free up to 4,000 kr per 24 hours to one person.
  2. 1 % on the amount above 4,000 kr.
  3. 4 % for money sent abroad.

Details

The 24-hour period starts again every 24 hours, so you can send 4,000 kr to the same person for free again the next day.

Tip

If you need to send more than 4,000 kr to one person, split it over two days to avoid the fee.

What may differ

Fees can change, and when you send abroad your bank may add its own currency surcharge.

Common misconception

MobilePay takes a fee every time you pay in a shop.

What actually happens

MobilePay never charges private users for paying businesses, whatever the amount.

People also ask

  • Does it cost anything to tap over 4,000 kr with MobilePay?
  • How much can you send on MobilePay per day?
  • Can a shop add a fee for MobilePay?

Sources

This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.

MobilePay limits and fees
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