MobilePay limits, fees and age requirements in Denmark
Short answer
MobilePay's standard private-transfer limits are DKK 50,000 daily, DKK 100,000 weekly and DKK 500,000 combined sent and received over 365 days. The fee threshold is different: domestic transfers exceeding DKK 4,000 to one person within 24 hours normally incur 1% on the excess. A separate parent-controlled version is available from age seven.
Checked 11 November 2026. Confirm the current allowance and fee displayed in the app.
Understanding the limits
The daily and weekly ceilings concern sending to private users. The 365-day ceiling combines money sent and received. It rolls forward rather than necessarily resetting on 1 January.
Previous transfers affect your remaining allowance. Card limits may apply too, so a declined payment cannot always be explained by its individual amount.
When a fee applies
The official Danish price page specifies 1% of the portion above DKK 4,000 sent to the same private recipient within 24 hours. Sending DKK 4,100 with no earlier transfer to that person in the period produces a DKK 1 fee.
Multiple transfers to the same person accumulate. Splitting the amount does not by itself avoid the calculation. MobilePay says business payments do not attract this private-transfer fee.
Cross-border transfers have separate terms. The official price page lists a 4% charge. Read the displayed conversion and relevant card conditions before approving.
Age and child accounts
The ordinary profile applies from age 15. MobilePay under 15 can be created from age seven through a parent or guardian. It is a restricted, supervised version.
Parental authority must be verified through the official registration process. Parents enable functions; where there are two parents, the instructions require both to consent to person-to-person transfers. A payment card can be added from age 13 under the scheme's conditions.
Lower child limits
For under-15 users, MobilePay lists DKK 4,000 to one person in 24 hours, DKK 7,500 in person-to-person transfers over seven days and DKK 45,000 combined sent and received over 365 days. Business payments have a separate DKK 7,500 ceiling over 30 days.
The price page exempts under-15 users from the stated domestic private-transfer fee. Their transaction limits still apply.
Questions and answers
That is the standard daily ceiling, subject to other limits and remaining allowance.
No. Incoming private transfers count too.
No. It is the domestic fee threshold to one recipient within 24 hours.
Under the stated domestic rule, the simple example costs DKK 1 on the DKK 100 excess.
Yes, from seven through the child scheme with required parental consent.
No. Child accounts have lower limits.
0 comments
Log in to leave a comment