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Do shops in Denmark have to accept cash?

The cash rule in Danish shops

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Short answer

Yes, in most cases. As of November 2026, a shop or other business that takes payment cards must also accept cash from 06.00 to 22.00. The rule does not cover online and other distance sales, unstaffed self-service points such as an unattended petrol station, or payments from other businesses. In areas with a high risk of robbery the duty ends at 20.00, and no business may accept a cash payment of 15,000 kroner or more.

Practical info

Why

  1. The rule is in section 81 of the Danish Payments Act.
  2. It protects people who cannot or will not pay by card or phone.
  3. Cash still made up 9 % of payments in physical shops in 2025.

Details

No shop has to accept more than 25 coins of each value in one payment.

Tip

Carry small notes and coins, as they are easier for staff to give change for.

What may differ

Festivals and other short events can be exempt, and the rules may change if the law is amended.

Common misconception

Shops in Denmark are free to go cashless whenever they like.

What actually happens

A staffed shop that takes cards must accept cash in the daytime unless an exception applies.

People also ask

  • Can a shop refuse cash after 10 pm in Denmark?
  • What is the cash limit for paying a business in Denmark?
  • Is Denmark a cashless country?

Sources

This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.

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