Add organization

What is a NemKonto in Denmark?

Your account for money from the public sector.

Answered at: Checked at:

Short answer

A NemKonto is not a special account but one of your ordinary bank accounts, Danish or foreign, that you choose for public payments. Authorities use it for tax refunds, child benefits, student grants (SU), unemployment benefits and holiday allowance. They can only pay money in: they cannot take money out or see your balance or transactions. Foreign nationals who live in Denmark and have a CPR number should as a starting point have a NemKonto, and assigning one is free.

Practical info

Why

  1. Without a NemKonto, public payments can be delayed.
  2. It is the same account as your normal everyday account.
  3. Authorities only see where to pay, not your money.

Details

You can also use your spouse's bank account as your NemKonto.

Tip

Nominate your NemKonto before the first public payment, because the activation letter comes by post.

What may differ

Payments from private payers can also go to your NemKonto if you have given it to them.

Common misconception

Many think a NemKonto is a special account run by the authorities.

What actually happens

A NemKonto is an existing account at your own bank, which you mark for public payments.

People also ask

  • How do I register a NemKonto?
  • Can a foreign account be my NemKonto?
  • Do I need a CPR number for NemKonto?

Sources

This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.

Practical info
Help