What is Dankort and where can you use it?
The national card that Danish banks issue.
Short answer
Dankort is the Danish national payment card, launched in 1983 and issued by Danish banks. It is still the card with the largest number of transactions in Denmark, and more than 80 % of Dankort payments are now contactless. Most people carry it as a combined card, Visa/Dankort or Mastercard Dankort, so the same card can be used as Dankort in Danish shops and as Visa or Mastercard elsewhere. A Visa/Dankort also works abroad, for card payments and cash withdrawals. Visitors with a private Visa or Mastercard from the EU, Norway, Iceland or Liechtenstein may not be charged a card fee.
Why
- Dankort has been the Danish home card for more than 40 years.
- A combined card gives you Dankort and Visa or Mastercard in one.
- Shops may not add a fee when you pay with Dankort.
Details
In 2025 Dankort was used for just over 0.8 billion payments, 36 % fewer than in 2016, while Visa and Mastercard cards issued in Denmark passed about 1.5 billion.
Tip
If you live in Denmark and open a bank account, ask the bank for a combined card so you can pay both at home and on trips.
What may differ
Which card types a bank offers, and their fees, differ from bank to bank.
Common misconception
You need a Dankort to pay by card in Denmark.
What actually happens
Visa and Mastercard cards are now used for more payments in Denmark than Dankort: about 1.5 billion against just over 0.8 billion in 2025.
People also ask
- Can you use a Danish Visa/Dankort abroad?
- Do shops in Denmark accept Visa and Mastercard?
- Can you add Dankort to Apple Pay?
Sources
- Dankort.dk: About DankortChecked at:
- Danmarks Nationalbank: Danes pay more with their mobile phones (Analysis no. 14, 2026)Checked at:
- Forbrug.dk: Payment cards when travellingChecked at:
- Dankort.dk: Dankort in Apple PayChecked at:
- Danish Competition and Consumer Authority: Guidance on surcharges charged by businesses (October 2022)Checked at:
This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.
Practical infoRelated questions
-
What is the Danish Payments Council?
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012.
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Can you pay by card in Denmark if the payment system goes down?
Often yes.
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When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
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How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.

