What happens if you pay Udbetaling Danmark too late?
Public debt and reminders.
Short answer
If you miss a payment deadline, Udbetaling Danmark sends a reminder with a fee of 250 kr (2026), and after that it adds no further fees or interest itself. There is no fee on reminders about housing benefit (boligstøtte), but there is on reminders about housing benefit loans. If the reminder is not paid, the debt is sent to Gældsstyrelsen, the state debt collection agency, and that makes it more expensive because other fees are added. Gældsstyrelsen can keep back money the public sector owes you, such as a tax refund; this is called modregning.
Why
- Public debt follows the fee act (gebyrloven), not the private rules.
- Collection by Gældsstyrelsen adds further costs.
- A tax refund can be used to pay the debt.
Details
Udbetaling Danmark can assess your finances and offer an offset plan, an instalment plan or a decision that you may wait to pay.
Tip
If you cannot pay, contact Udbetaling Danmark before the debt goes to Gældsstyrelsen.
What may differ
Fees and collection rates for public debt are adjusted, so check the current rates before you pay.
Common misconception
Many think an instalment plan stops Gældsstyrelsen from taking money from refunds.
What actually happens
Gældsstyrelsen can still keep back money, because payment under a plan counts as paying after the original deadline.
People also ask
- What is Gældsstyrelsen?
- Can I get an instalment plan with Udbetaling Danmark?
- How long do I have to complain about a decision?
Sources
This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.
Practical infoRelated questions
-
What is the Danish Payments Council?
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012.
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Can you pay by card in Denmark if the payment system goes down?
Often yes.
-
When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
-
How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.

