What should you do if you paid a private seller online and never got the item?
Steps after a failed private trade
Short answer
If you were cheated in a trade on the internet, report it to the police. Keep proof of payment, such as a screenshot of the MobilePay receipt or of the transfer in your online bank. Also save screenshots of texts, e-mails or Facebook messages, plus details about the item and the seller, such as the profile, user ID, phone number and e-mail. If you gave the seller your CPR number, MitID login or card details, you must also act on that, for example by blocking your card or MitID.
Why
- The police need evidence to work on the case.
- Scammers often delete profiles and chats quickly.
- Shared personal data can be misused again later.
Details
Consumer protection rules do not cover a purchase from a private seller.
Tip
Take screenshots of the advert and the chat before you confront the seller, in case they delete everything.
What may differ
Whether your bank can help depends on how you paid, so always contact your bank when you discover fraud.
Common misconception
It is not worth reporting small amounts, because the police do nothing.
What actually happens
Cheating in online trade should always be reported to the police, with as much documentation as you have.
People also ask
- Can I get my MobilePay money back?
- How do I report fraud online in Denmark?
- What if I sold something and was not paid?
Sources
This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.
Practical infoRelated questions
-
What is the Danish Payments Council?
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012.
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Can you pay by card in Denmark if the payment system goes down?
Often yes.
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When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
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How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.

