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Which credit cards are accepted in Denmark?

Visa first, but the big cards work.

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Short answer

Visa is the most common card in Denmark, and ATMs generally also accept Mastercard and American Express. Major cards are widely accepted in hotels, shops, cafés and restaurants, but it is wise to ask first in small places. When you pay by card, have your PIN ready and carry a photo ID. Some places charge a fee for foreign cards, which is allowed for cards from banks outside the EU.

Practical info

Why

  1. Danes use cards for most everyday payments.
  2. A PIN is usually needed, not only a signature.
  3. Small places may take fewer card types, so ask first.

Details

Many shops, cafés and restaurants also accept Apple Pay.

Tip

Bring two different cards, for example one Visa and one Mastercard, in case one is refused or blocked.

What may differ

Some places charge a fee for foreign cards, so check the sign at the till or ask before you pay.

Common misconception

Some visitors think a signature is enough when they pay by card in Denmark.

What actually happens

Have your PIN ready, because card payments in Denmark are usually confirmed with a PIN.

People also ask

  • Can shops in Denmark charge a fee for card payments?
  • Should you pay in kroner or your own currency?
  • Are ATMs open 24 hours in Denmark?

Sources

This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.

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