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What is the Danish central bank interest rate now?

Monetary policy rates, 2026.

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Short answer

As of November 2026 the current-account rate, the certificates of deposit rate and the discount rate of Danmarks Nationalbank are all 2.10 %, and the lending rate is 2.25 %. These levels have applied since 11 September 2026, when all four rates went up by 0.25 percentage point. Before that, the rates were raised by 0.25 percentage point on 12 June 2026, from 1.60 % to 1.85 % (lending rate from 1.75 % to 2.00 %). Both increases followed rate increases by the European Central Bank.

Practical info

Why

  1. The rate went up twice in 2026.
  2. The changes follow the European Central Bank.
  3. Rates on loans and savings in banks move with it, but banks set their own rates.

Details

Rate decisions are published in a press release outside the opening hours of the foreign exchange markets.

Tip

If you compare savings offers, look at your own bank: the central bank rate is offered only to large banks.

What may differ

The rate can change at short notice, usually when the European Central Bank changes its rates.

Common misconception

The central bank rate is the rate you get on your savings account.

What actually happens

Monetary policy rates apply to large banks; in November 2026 Danes expected a median of 1 % on their own bank savings.

People also ask

  • Why does Denmark change its interest rate when the ECB does?
  • What does Danmarks Nationalbank do?
  • Is the Danish krone pegged to the euro?

Sources

This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.

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