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Is there a limit on how much cash you can receive from a private person in Denmark?

Private sales, gifts and the bank

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Short answer

The 15,000-kroner cash ban in the anti-money laundering act limits what businesses may accept, so it does not set a cap for a deal between two private persons, as of November 2026. When you take the money to the bank, however, the bank must know where large or unusual deposits come from. It will typically contact you and ask for documentation, for example a sales contract. Money from an inheritance or a house sale is usually not seen as suspicious when you can document it.

Practical info

Why

  1. The law targets businesses, where large cash sums are most often laundered.
  2. Banks must still know their customers and their money.
  3. A written agreement makes a private cash sale easy to explain.

Details

A bank that cannot get the information it needs may have to stop doing business with the customer.

Tip

Write a short contract with date, price and both names when you sell a car or other item for cash.

What may differ

Large gifts and income from private sales can have tax rules of their own; check them separately.

Common misconception

Private persons may never pay each other 15,000 kroner or more in cash.

What actually happens

The 15,000-kroner ban covers what businesses accept; the bank checks the money when it is deposited.

People also ask

  • How much cash can you deposit in a Danish bank?
  • Why does a Danish bank ask where my cash comes from?
  • What is the cash limit for paying a business in Denmark?

Sources

This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.

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