Can you withdraw Danish kroner from an ATM with a foreign card?
Cash in kroner with your PIN.
Short answer
Yes, you can withdraw Danish kroner from ATMs with a foreign credit or debit card. Most bank ATMs are open 24 hours a day, and all major cards are accepted, including Visa, Mastercard and American Express. You need your PIN, so make sure you know it before the trip. If the ATM offers to convert the amount into your own currency, choose kroner, because paying in your own currency is usually more expensive.
Why
- An ATM is often the quickest way to get kroner.
- Bank ATMs work at night and at weekends.
- The conversion choice on the screen affects the price.
Details
Under EU rules, a cash withdrawal in euros within the EU must not cost more than a domestic one in euros, but kroner withdrawals can carry a conversion fee.
Tip
Withdraw a larger amount once rather than many small amounts, if your bank charges a fee per withdrawal.
What may differ
Your own bank decides its fees and daily limits for withdrawals abroad.
Common misconception
Many think foreign cards do not work in Danish ATMs.
What actually happens
All major cards are accepted, and you only need your PIN.
People also ask
- Where can you exchange money in Copenhagen?
- Should you pay in kroner or your own currency?
- Is cash still accepted in Denmark?
Sources
This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.
Practical infoRelated questions
-
What is the Danish Payments Council?
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012.
-
Can you pay by card in Denmark if the payment system goes down?
Often yes.
-
When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
-
How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.

