Can you use a foreign bank account as your NemKonto?
Getting public payments to a bank abroad.
Short answer
Yes, a NemKonto can be a Danish or a foreign bank account. With MitID you log in to the self-service at nemkonto.dk and fill in the fields under "Udenlandsk NemKonto". Without MitID you fill in the registration form with your CPR number, Danish address and bank details such as IBAN and SWIFT/BIC. You sign it in front of two witnesses, a notary or a lawyer, add a copy of valid ID and send it to NemKonto Support at the Agency for Digital Government by contact form or by post.
Why
- It helps if you keep your main bank in your home country.
- People who move away can still receive Danish payments.
- The witnesses or notary confirm that the signature is yours.
Details
The postal address is Digitaliseringsstyrelsen, Att.: NemKonto Support, Slotsgade 1, 4800 Nykøbing F, Denmark.
Tip
Use the same date next to every signature on the form, since the dates must match.
What may differ
Write IBAN and SWIFT/BIC exactly as your bank states them, or payments cannot arrive.
Common misconception
Some think a NemKonto must be at a Danish bank.
What actually happens
A foreign bank account can also be registered as your NemKonto.
People also ask
- How do I register a NemKonto with MitID?
- Do I need a NemKonto if I move abroad?
- How long does a NemKonto activation letter take?
Sources
- Life in Denmark: NemKontoChecked at:
- NemKonto: Nominating a NemKontoChecked at:
- Danish Tax Agency: See the first steps when you move to DenmarkChecked at:
This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.
Practical infoRelated questions
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What is the Danish Payments Council?
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012.
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Can you pay by card in Denmark if the payment system goes down?
Often yes.
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When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
-
How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.

