Can shops in Denmark refuse cash at night or when you buy online?
Night hours, risk areas and online sales
Short answer
Yes. As of November 2026, the duty to accept cash only applies from 06.00 to 22.00, so a staffed shop may refuse cash at night. In postcodes with a higher risk of robbery, shops may stop taking cash already at 20.00, but they must put up a sign saying so. Online shops and other distance sales never have to accept cash, and the same goes for unstaffed self-service points.
Why
- Less cash in the till at night lowers the risk of robbery.
- The Minister for Business designates the risk areas by postcode.
- Paying cash at a distance is not practical, so distance sales are exempt.
Details
Since 1 July 2022 shops in risk areas no longer have to notify Finanstilsynet in advance; a sign in the shop is enough.
Tip
If you shop late in the evening, have a card or MobilePay ready as well as cash.
What may differ
The list of risk postcodes is published on em.dk and can be updated.
Common misconception
A 24-hour kiosk must take cash at any time of day.
What actually happens
Between 22.00 and 06.00 no shop is obliged to accept cash.
People also ask
- Do shops in Denmark have to accept cash?
- Can festivals in Denmark refuse cash?
- Can you pay cash on buses in Denmark?
Sources
This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.
Practical infoRelated questions
-
What is the Danish Payments Council?
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012.
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Can you pay by card in Denmark if the payment system goes down?
Often yes.
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When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
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How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.

