Are there still ATMs in Denmark, and is it hard to find one?
Fewer cash machines, short distances
Short answer
Yes. Danish banks have cut the number of their ATMs by 24 % since 2023, and about half of that fall came from Danske Bank selling 177 machines to Nokas in 2024, so some ATMs are now run by companies other than banks. Even so, only about 1 % of people lived more than 10 km from the nearest ATM in 2025, about the same as in 2023. In towns and cities you will rarely have far to go.
Why
- Fewer people withdraw cash, so machines are removed.
- Some machines have moved from banks to private operators.
- Distances to the nearest ATM have hardly changed.
Details
Machines that take deposits have also become fewer, but less so than ordinary ATMs.
Tip
Check the fee before you withdraw with a foreign card, and take out a little at a time.
What may differ
Withdrawal limits and fees depend on your bank and on the operator of the machine.
Common misconception
ATMs have disappeared from Denmark.
What actually happens
There are fewer ATMs, but most people still live close to one.
People also ask
- How do you deposit cash in a Danish bank?
- Is Denmark a cashless country?
- How much cash should you have on you in Denmark?
Sources
This answer is for reference only. Payment rules, limits and fees change, so check the official sources or your bank before you pay.
Practical infoRelated questions
-
What is the Danish Payments Council?
The Danish Payments Council is a forum for cooperation on retail payments in Denmark, set up by Danmarks Nationalbank in 2012.
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Can you pay by card in Denmark if the payment system goes down?
Often yes.
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When did Apple Pay and Google Pay come to Denmark?
Apple Pay was launched in Denmark in 2017, Google Pay in 2018 and Samsung Pay in 2022.
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How much of Danish card spending is online?
In 2025 e-commerce accounted for 30 % of total card turnover in Denmark, up from 22 % in 2019.

