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Do you need travel insurance for Denmark if you have an EHIC?

Health cover on a holiday in Denmark

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Short answer

The European Health Insurance Card (EHIC) gives people insured in an EU country the same access to necessary public health care during a temporary stay as people insured in Denmark. It does not cover private health care, planned treatment or rescue and transport home, so a separate travel insurance is needed for those. In Denmark, visitors also get free emergency treatment at hospitals for sudden illness or accidents, but if you need to be transported home after a serious case, you pay for it yourself. Non-EU citizens generally cannot use an EHIC in Denmark.

Practical info

Why

  1. The EHIC only works in the public system.
  2. Transport home after an accident is not covered.
  3. The card is free from your own health insurer.

Details

Without the card you cannot be refused treatment, but you may have to pay first and claim the money back at home.

Tip

Order the EHIC from your own health insurer before you travel and never pay a website for it.

What may differ

Refugees living in an EU country and family members of EU citizens may be able to use the card in Denmark even without EU citizenship.

Common misconception

With an EHIC you do not need any travel insurance.

What actually happens

The EHIC is not travel insurance and does not pay for private care or for getting you home.

People also ask

  • Is emergency treatment free for tourists in Denmark?
  • What number do I call for a doctor in Denmark?
  • Can non-EU citizens use the EHIC in Denmark?

Sources

This answer is for reference only. Laws, fines and rules can change, so check the Danish authorities before you travel.

Practical info