Is insurance included when you rent a car in Denmark?
What the rental price covers
Short answer
Every rental car must have third-party liability insurance, and it should be included in the rental price. Cover for damage to the car itself, theft or injury to the driver is often an option, and the rental terms set an excess for damage. At Europcar Denmark liability insurance and a collision damage waiver are included in all packages, and the excess depends on the package, car category and type of cover. Only the drivers named in the agreement are insured.
Why
- Liability cover protects others, not the rental car.
- The excess decides what a damage costs you.
- Extra cover can lower or remove the excess.
Details
Your travel insurance or credit card may already cover some risks, so check before you buy extra cover at the counter.
Tip
Get the cover in writing, and check whether the insurance terms require a police report after an accident.
What may differ
Packages, excess amounts and what is covered differ between companies and countries.
Common misconception
If insurance is included, you pay nothing when the rental car is damaged.
What actually happens
You usually pay the excess for damage unless you have chosen cover that removes it.
People also ask
- Who pays for damage on a rental car in Denmark?
- Can someone else drive my rental car?
- Can you rent a car in Denmark with a debit card?
Sources
- Your Europe: Hiring a carChecked at:
- Forbruger Europa: Car rental abroadChecked at:
- Europcar Denmark: Rental termsChecked at:
- Forbrug.dk: Car rentalChecked at:
This answer is for reference only. Traffic rules, fines and fees can change, so check the Danish authorities before you drive.
Car rental in CopenhagenRelated questions
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What do you have to do if you damage a parked car in Denmark and nobody is there?
Anyone involved in a traffic accident in Denmark must stop at once, whether or not it was their fault.
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How do you get traffic alerts for the Great Belt Bridge by SMS?
To get traffic alerts about the Great Belt Bridge on your phone, send the text BRO INFO to 1245.
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When does the Great Belt Bridge close in strong wind?
At 10–15 m/s, trailers and caravans with an actual total weight under 750 kg may not cross the Great Belt Bridge, and the speed limit drops to 110 km/h.
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How heavy a trailer can you tow on a B driving licence in Denmark?
With a B licence you may always tow a trailer with a permitted total weight of up to 750 kg, as long as the car is allowed to tow.